In addition, Blue Chip offers a 65,000-square-foot casino with over 1,600 slot machines and 40 table games. Whether you're just coming for the day or looking for a fun weekend getaway, Blue Chip offers a gaming and entertainment experience without rival in the Midwest. The Blue Chip Casino is one of the finest in the state of Indiana, offering players 65,000 square feet of gambling entertainment. On one gaming level, players will find over 1,900 slot games along with 42 gaming tables and a poker room. The casino is open 24-hours a day, ensuring players gaming during all hours of the day or night.
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Introduction
Disclaimer: Let it be known that I have served as a consultant to Blue Chip Games. All my reviews attempt to stick to the facts only, specifically game rules and odds.
Blue Chip Games at one time provided Pinnacle race and sportsbook, despite dated screenshots, that would indicate they still do. It is the Blue Chip business philosophy is to offer the player the best odds on the Internet, making up for the low house advantage on volume. Blue Chip Games are headquartered on the Caribbean island of Curacao. The software went live at Pinnacle in September 2004. I am striving to get an updated list of casinos that do use Blue Chip Games.
An important feature of Blue Chip Games is the cash back program. The cash back rate on all games is 0.3%, based on the initial wager amount. However zero house edge bets do not count, namely the odds in craps and the double up feature in video poker.
Following are the games offered, strategy tips, and the house edge.
A six deck shoe is used. Tie pays 8 to 1. As shown in my baccarat section the house edge is 1.06% on the banker, 1.24% on the player, and 14.44% on the tie.
Blackjack
Following are the rules.
- Six decks
- Dealer stands on soft 17
- Double on any first two cards
- Doubling after splitting allowed
- No resplitting
- Dealer always peeks for blackjack
- Aces get one card only
- No surrender
Following is the correct basic strategy for these rules.
Key to basic strategy:
Casino Hold 'Em is a fairly new Texas Hold 'Em variation. At Pinnacle they use the most liberal 100/20/3/2 pay table, for a house edge of 2.16% with optimal strategy. On the AA bonus side bet they follow the 100/50/40/30/20/7 pay table, which is also the most liberal, with a house edge of 6.26%.
Blue Chip offers what I believe is the most liberal craps on the Internet. Because of the 0.3% cash back (which does not apply to the odds), liberal odds after a line bet, and generous payoffs on some of the proposition bets. Except where noted house edge figures in this section are before considering cash back.
The odds offered after a line bet are 3x,4x,5x, which means 3x on a 4 or 10, 4x on a 5 or 9, and 5x on a 6 or 8. The odds correctly are based on the win after a don't pass or don't come bet. As my section on craps shows the combined house edge by taking the maximum odds on the pass and come is 0.326%, and on the don't pass and don't come is 0.227%. After considering cash back it is 0.257% on the pass and come, and 0.177% on the don't pass and don't come. This is not directly 0.3% less because the cash back does not apply to odds bets.
The hard 4 and hard 10 pay 7.5 to 1, which is higher than the usual 7 to 1. The house edge on these bets is 5.56%.
The hard 6 and hard 8 pay 9.5 to 1, which is higher than the usual 9 to 1. The house edge on these bets is 4.55%.
The 3 and 11 pay 16 to 1, which is higher than the usual 15 to 1. The house edge on these bets is 5.56%.
The 2 and 12 pay 33 to 1, which is higher than the usual 30 to 1. The house edge on these bets is 5.56%.
The field pays 3 to 1 on a 12, for a house edge of 2.78%.
The 5% commission on buy and lay bets is only charged on a win. The commission is based on the bet on buy bets, and the win on lay bets. The house edge on both buy and lay bets is 1.67% on the 4 and 10, 2.00% on the 5 and 9, and 2.27% on the 6 and 8.
Keno
Blue Chip offers liberal and consistent odds in keno, except the pick 1 has a low return at only 75%. The following table shows the win, return, and hit frequency according to the number of picks.
Keno
| Catch | Pick 1 | Pick 2 | Pick 3 | Pick 4 | Pick 5 | Pick 6 | Pick 7 | Pick 8 | Pick 9 | Pick 10 |
|---|---|---|---|---|---|---|---|---|---|---|
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 1 | 3 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| 2 | 0 | 16 | 2 | 2 | 0 | 0 | 0 | 0 | 0 | 0 |
| 3 | 0 | 0 | 50 | 5 | 3 | 3 | 1 | 0 | 0 | 0 |
| 4 | 0 | 0 | 0 | 108 | 15 | 5 | 2 | 2 | 1 | 0 |
| 5 | 0 | 0 | 0 | 0 | 835 | 80 | 30 | 15 | 8 | 5 |
| 6 | 0 | 0 | 0 | 0 | 0 | 1500 | 525 | 110 | 55 | 26 |
| 7 | 0 | 0 | 0 | 0 | 0 | 0 | 2000 | 1635 | 355 | 160 |
| 8 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 3000 | 2200 | 1000 |
| 9 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 5000 | 4000 |
| 10 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 10000 |
| Return | 75% | 96.2% | 97.13% | 97.24% | 97.17% | 97.33% | 97.17% | 97.33% | 97.49% | 97.44% |
| Hit freq | 25% | 6.01% | 15.26% | 25.89% | 9.67% | 16.16% | 23.66% | 10.23% | 15.31% | 6.47% |
The table shows the most liberal odds are on the pick 9 at 97.49%.
Oasis Poker is the same game as Caribbean Stud Poker, except the player may switch one to five cards before making the raise or fold decision. The rules are explained in depth in my section on Oasis Poker. With the 0.3% rebate the house edge is 0.549%.
Pai Gow Poker
The standard rules are followed and the dealer is always the banker. There is a button to sort the player's cards and the dealer house way is indicated in the help files, something I have never seen done before.
As shown in my pai gow poker section when the dealer is the banker the house edge is 2.73%.
This is what Blue Chip Games calls Caribbean Stud Poker. The paytable is more generous than the standard one found in the land casinos. As far as I know this game offers the best odds for Caribbean Stud Poker anywhere, land or online.
Pinnacle Payoff Table
Hand | Pays |
Royal flush | 800 to 1 |
Straight flush | 200 to 1 |
Four of a kind | 25 to 1 |
Full house | 10 to 1 |
Flush | 7 to 1 |
Straight | 5 to 1 |
Three of a kind | 3 to 1 |
Two pair | 2 to 1 |
Pair | 1 to 1 |
Ace/king | 1 to 1 |
The house edge under this pay table is 3.35%. The strategy is the same that under the standard paytable, found here.
Two versions are offered: American and European. You would be a fool to play the American roulette because the European roulette has much more liberal rules.
The American roulette follows ordinary U.S. rules are followed for a house edge of 5.26%.
The European roulette has both a single zero and the if the ball lands in zero the player has the choice of losing half or leaving it imprisoned (explained in my roulette section). By taking half back, which is the better option, the house edge is 1.35%.
Slots
I have no public information on the theoretical or actual return of the slots.
Here is an image of one of my favorites.
Video Poker
Blue Chip Games features the following games. The return percentage follows each game, assuming optimal strategy.
Blue Chip Games Video Poker
Game | Return |
|---|---|
Jacks or better | 99.54% |
Double Bonus | 99.11% |
Deuces Wild | 98.91% |
Joker Poker | 98.94% |
Bonus Poker | 98.38% |
Double Joker Poker | 98.28% |
The following tables show the probability and the contribution to the total return of each hand and each game.
Jacks or Better - Blue Chip Games
Hand | Payoff | Number | Probability | Return |
|---|---|---|---|---|
Royal flush | 800 | 493512264 | 0.000025 | 0.019807 |
Straight flush | 50 | 2178883296 | 0.000109 | 0.005465 |
4 of a kind | 25 | 47093167764 | 0.002363 | 0.059064 |
Full house | 9 | 229475482596 | 0.011512 | 0.103610 |
Flush | 6 | 219554786160 | 0.011015 | 0.066087 |
Straight | 4 | 223837565784 | 0.011229 | 0.044917 |
3 of a kind | 3 | 1484003070324 | 0.074449 | 0.223346 |
Two pair | 2 | 2576946164148 | 0.129279 | 0.258558 |
Jacks or better | 1 | 4277372890968 | 0.214585 | 0.214585 |
Nothing | 0 | 10872274993896 | 0.545435 | 0.000000 |
Total | 19933230517200 | 1.000000 | 0.995439 |
Double Bonus '9/7'
| Hand | Pays | Combinations | Probability | Return |
|---|---|---|---|---|
| Royal flush | 800 | 414973476 | 0.000021 | 0.016655 |
| Straight flush | 50 | 2255533176 | 0.000113 | 0.005658 |
| 4 aces | 160 | 4364665980 | 0.000219 | 0.035034 |
| 4 2-4 | 80 | 10446064476 | 0.000524 | 0.041924 |
| 4 5-K | 50 | 31969127784 | 0.001604 | 0.080191 |
| Full house | 9 | 211872080016 | 0.010629 | 0.095662 |
| Flush | 7 | 303428337828 | 0.015222 | 0.106556 |
| Straight | 5 | 299409572148 | 0.015021 | 0.075103 |
| 3 of a kind | 3 | 1452555860172 | 0.072871 | 0.218613 |
| Two pair | 1 | 2370561008868 | 0.118925 | 0.118925 |
| Jacks or better | 1 | 3921754413384 | 0.196745 | 0.196745 |
| Nothing | 0 | 11324198879892 | 0.568107 | 0.000000 |
| Total | 19933230517200 | 1.000000 | 0.991065 |
Deuces Wild - Blue Chip Games
Hand | Payoff | Number | Probability | Return |
|---|---|---|---|---|
Natural royal flush | 800 | 459064368 | 0.000023 | 0.018424 |
4 deuces | 200 | 3727565940 | 0.000187 | 0.037401 |
Wild royal flush | 25 | 38119473696 | 0.001912 | 0.047809 |
5 of a kind | 15 | 62203767960 | 0.003121 | 0.046809 |
Straight flush | 9 | 98317296840 | 0.004932 | 0.044391 |
4 of a kind | 4 | 1222017689652 | 0.061306 | 0.245222 |
Full house | 4 | 522042221472 | 0.026190 | 0.104758 |
Flush | 3 | 407440287408 | 0.020440 | 0.061321 |
Straight | 2 | 1145680543080 | 0.057476 | 0.114952 |
3 of a kind | 1 | 5342962086012 | 0.268043 | 0.268043 |
Nothing | 0 | 11090260520772 | 0.556370 | 0.000000 |
Total | 19933230517200 | 1.000000 | 0.989130 |
Joker Poker - Blue Chip Games
Hand | Payoff | Probability | Return |
|---|---|---|---|
Natural Royal Flush | 800 | 0.000025 | 0.019682 |
5 of a kind | 200 | 0.000093 | 0.018644 |
Wild Royal Flush | 100 | 0.000104 | 0.010418 |
Straight Flush | 50 | 0.000581 | 0.029028 |
4 of a Kind | 18 | 0.008538 | 0.153676 |
Full House | 7 | 0.015656 | 0.109589 |
Flush | 5 | 0.015663 | 0.078315 |
Straight | 3 | 0.016805 | 0.050414 |
3 of a Kind | 2 | 0.133659 | 0.267317 |
2 Pair | 1 | 0.110745 | 0.110745 |
Kings or Better | 1 | 0.141544 | 0.141544 |
Nothing | 0 | 0.556589 | 0.000000 |
Total Return | 1.000000 | 0.989372 |
Double Joker Poker - Blue Chip Games
Hand | Payoff | Probability | Return |
|---|---|---|---|
Royal Flush | 640 | 0.000020 | 0.012623 |
Wild Royal | 100 | 0.000299 | 0.029854 |
5 of a Kind | 50 | 0.000404 | 0.020217 |
Straight Flush | 25 | 0.001430 | 0.035762 |
4 of a Kind | 10 | 0.017672 | 0.176722 |
Full House | 8 | 0.017678 | 0.141426 |
Flush | 6 | 0.026145 | 0.156869 |
Straight | 4 | 0.038438 | 0.153753 |
3 of a Kind | 1 | 0.165757 | 0.165757 |
2 Pair | 1 | 0.089786 | 0.089786 |
Nothing | 0 | 0.642371 | 0.000000 |
Total Return | 1.000000 | 0.982767 |
Bonus Poker
| Hand | Pays | Combinations | Probability | Return |
|---|---|---|---|---|
| Royal flush | 800 | 470085000 | 0.000024 | 0.018866 |
| Straight flush | 200 | 3155973468 | 0.000158 | 0.031665 |
| 4 aces | 100 | 3784777956 | 0.000190 | 0.018987 |
| 4 2-4 | 40 | 10264289028 | 0.000515 | 0.020597 |
| 4 5-K | 25 | 31344633108 | 0.001572 | 0.039312 |
| Full house | 12 | 221623366428 | 0.011118 | 0.133419 |
| Flush | 8 | 340114993692 | 0.017063 | 0.136502 |
| Straight | 5 | 250363156332 | 0.012560 | 0.062800 |
| 3 of a kind | 3 | 1404666733056 | 0.070469 | 0.211406 |
| Two pair | 1 | 2451102018696 | 0.122966 | 0.122966 |
| Jacks or better | 1 | 3732547263840 | 0.187253 | 0.187253 |
| Nothing | 0 | 11483793226596 | 0.576113 | 0.000000 |
| Total | 19933230517200 | 1.000000 | 0.983774 |
Written by: Michael Shackleford
2 Easy Street
Michigan City, Indiana 46360
888-879-7711
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Blue Chip Casino Hotel is a riverboat casino on Lake Michigan at Michigan City, Indiana. The casino was built in 1997. On May 22, 2018 the casino announced a major construction project to be completed in fall 2019. See News Article
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News Headlines Continued
09.08.2017 Blue Chip Casino celebrates 20th birthdayNews Articles
Blue Chip Casino plans new expansion to open Fall 2019
May 22, 2018
Plans have been announced to expand part of the Blue Chip Casino, Hotel & Spa. The plans were released today. The project will enlarge the center that hosts events and meetings.
The new space will be close to 150,000 square feet. In total, there will be over 45,000 square feet that can be converted into space for meetings and events. The project is expected to be completed by the fall of next year.
Attracting more tourism to the area, the project is seen as part of the goal and commitment of the casino hotel to the state of Indiana and to Michigan City. The idea is to become a known destination for meetings and entertainment. The new space that will be added will allow for the casino to host meetings for larger groups than before. This will help increase their rentable space.
As of now there is 31,000 square feet available for meeting and event space. This includes the Stardust Event Center. The center offers 15,000 square feet. The expansion project will add another 14,800 square feet. Of this there will be a pre-function area that offers 3,800 square feet. Also, a new ballroom will be added that can be sectioned into six smaller rooms. The ballroom in total will be 11,000 square feet.
Construction on the project is scheduled to begin by the end of 2018.
The Blue Chip Casino, Hotel & Spa is operated by the Boyd Gaming Corporation.
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